Retail Payment Services Using EMV and Card Data {#cp-payment-services-intro}
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This section describes how to process card-present retail payments using EMV and card data. The payment card must be present for these retail transactions.  
These card-present retail payment services are supported:

* Authorizations:

  * Contact EMV and online PIN. An EMV authorization is based on the EMV chip embedded in the cardholder's payment card.
  * Contact EMV and offline PIN
  * Contactless EMV and online PIN
  * Magnetic stripe swipe. This type of authorization is based on the magnetic stripe on the back of the cardholder's payment card.
  * Hand-keyed data. This type of authorization is based on you manually entering the card information into the payment terminal.
  * Cash advance with credit card
  * Deferred
    {#cp-payment-services-intro_ul_et1_qfl_myb}
* Capture

* Capture for contact EMV authorization

* Credit

* Authorization reversal

* Void

* Timeout void

* Mobile point-of-sale (mPOS) authorizations and sales

* PIN debit services
  {#cp-payment-services-intro_ul_o1b_lfl_myb}  
  For more information about payment services and processing, see these resources:

* [API field reference guide for the REST API](https://developer.visaacceptance.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/rest-api-fields-intro.md "")

* Github repositories: [Cybersource](https://github.com/Cybersource "")