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Supported Soft Decline Authorization Response Codes in the EU Region {#cp-auth-sca-soft-decline-response-codes}
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The table outlines the soft-decline authorization response codes (ARC) supported by various card types in the EU region.

| Card Type        |              Soft Decline Authorization Response Code              |                                                                                               Action Based on Response Code                                                                                               | CAS Test Trigger Amount |
|:-----------------|:------------------------------------------------------------------:|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------:|:------------------------|
| American Express |                                `1A`                                |                 Device switches to contact payment interface (for ARC `12`), when supported, Cardholder is prompted to insert payment card into terminal. If not supported, the transaction is declined.                  | `4128.00`               |
| American Express | Parsing information: ARC = `12` (EMV Reply Tag 91, last two bytes) |                 Device switches to contact payment interface (for ARC `12`), when supported, Cardholder is prompted to insert payment card into terminal. If not supported, the transaction is declined.                  | `4128.00`               |
| American Express |                                `1A`                                | Device prompts cardholder for online PIN (for ARC `13`). Original authorization request is resubmitted with online PIN. Include this REST API field and value in the request: pointOfSaleInformation.emv.isRepeat=`true`. | `4128.00`               |
| American Express | Parsing information: ARC = `13` (EMV Reply Tag 91, last two bytes) | Device prompts cardholder for online PIN (for ARC `13`). Original authorization request is resubmitted with online PIN. Include this REST API field and value in the request: pointOfSaleInformation.emv.isRepeat=`true`. | `4128.00`               |
| Mastercard       |                                `65`                                |                         Device switches to contact payment interface, when supported. Cardholder is prompted to insert payment card into terminal. If not supported, the transaction is declined.                         | `4065.00`               |
| Mastercard, Visa |                                `70`                                |        Device prompts cardholder for online PIN. Original authorization request is resubmitted with online PIN. Include this REST API field and value in the request: pointOfSaleInformation.emv.isRepeat=`true`.         | `6825.22`               |
| Visa             |                                `1A`                                |                         Device switches to contact payment interface, when supported. Cardholder is prompted to insert payment card into terminal. If not supported, the transaction is declined.                         | `4128.00`               |
[Soft Decline Authorization Response Codes for EU Region]

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