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Example: Transient Token Format

Transient Token Payload

eyJraWQiOiIwMEl1NWJDT2NINVpPWjFNYldsQktodzFZeFFjSkVlZSIsImFsZyI6IlJTMjU2In0.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.M1ttoaMyKz9NjQ7nYfhGqrt7Gga1YvUph8FH4-0aV98tNbZilEqF4ANQHKFjNQavJ5_EKB_4cDayuwa7xyZzrz2WNXSlRS97EJYfvFAYza8cq2SpvHlR1DvJdMuYsyui-fZafdkxqTudsAUUYJErWezliWOvCw2gi18hb3bS3V_evt8zznRdgbwd7Q1BgSmQwgnIDI-H4wdZMByMbpG1zC8UjbvyPB5OUQxOTCljmbsiAquSI_8LFJoasRUK9txVjezO49E_DX1ClETbnzuiUlJ6MzBlTNAtdbxGB5ELjuf8-SSj4ojlZZTMWARllskZsx_DUtqLBUdNXKpPKEJtzg

EPC Token Payload

eyJhdWQiOiJ1Y19hZ25vc3RpY19wb3J0Zm9saW9fdmFsaWQiLCJzdWIiOiJ1Y19hZ25vc3RpY192YWxpZDAwMSIsImtpZCI6IjIwMjMwNTE0LWRyYWZ0LXBzcC1lbmNyeXB0IiwiY3R5IjoiSldUIiwiZW5jIjoiQTI1NkdDTSIsImV4cCI6MTc2NTg4NDc3MiwiYWxnIjoiUlNBLU9BRVAtMjU2IiwianRpIjoiV2llMjNjQUt0Rm5RZUl6ang0RVF4In0.H4UAdHUKUm4DRDfTnxQkRG9swxVBFWd63ikf4wo4niF7mBb4sMsm0SVrILu3IbWb6SThDJUnjyfE84QbJ5UmXBSk9k585n9iJYNCMq_-OE72N9MxOwg9rSrO302TkH1Nob7pvENm0AaMPk3SLeYzBur6fVvxj7sf2Ybl8ZnoTME_f_c2XVzZh5JzruamR5Y4_i7T90GRFxYlGpXFbm1WQcJdLkVumWp9My8rubk4fkgkKFUVT76J_dSXPIPqEiSM8NyGtXw-fkhXqq-iTzqDxd07Cp1PMrqFgKsSWUhV647TmnnUmC0bQ8GrMW2Bag18q9UNmEJl5alb-CE_WW1H6A.h__wQ3yafSI9TD-3.t3zvYlmp4G24HYG08OHBVh-tlX120MqXe_IK5dmUuOTzk-v3nWOU7mdp6cM66mwGSPOlie9rUn_oZG34gxMXK-uxGuOo4d-D1SvYaPfhGLyq_LQRIO1iCtdKaKNIyU7AuWkg3G0IS4TMb3hqxG0mMI0XzCbOyEkZzPjkwPFkyE-T1cScesuiK8_qRhQjGNRT57WIhemI64eNUoLaBjTv6HrHTYVGBHgR7J49quaTkVbv9IJaU4qklQUuT4HMWCr6YapApRpuuqGXgJ7_f4oLPJC4UpoxE5cJypdm3lJRFBPp4JZmod9nfA8onRIJbWSC6EdU7SscIV2yEFJybqUGED70fBgBL4rwWMxxw81aEK41CEqlr1XgWAARA1bVsljsrmAsYRLZ38lM1hqZrspENW8hVBLzcO_wyuCQRNZOIufOhl_CCc3Xnq0LKlLR6_hCcafcg2Skxqm4m2_E_iiYWVPSy_DQIVErvidQ9JDjKDdNxTJkhiBe1q4RKs5bNmy4KajKJ2gdOnwblFcxYTB3hs4kuIZdHvU-Lw2UjohCQkv0RtO5QziS_RQAxbT0FG8hHJFnMDR83YU1-38mpM2xSQPaGhQ_2Vzyz7Uwt-fS7gfISg8pF4JX1X4s4n3_bCUfuK1RF2CGOIQdtyxYvdA6iTypH55tDa51idfRS7URmKacsvofB6IavM9sCNcFpe8J0lX3UOQ0H_AIFG9XSs1iu-ct2xAQduOPgeUUkmEMBYUl245Y2dIY0NUrwWZJ_y_13WA6hs1r8Nu2S5E547u-_XhVCuXkuBluhO24UetZbr8pm1B0-YxKtIMLMeUDEyUvLHcihYhRcC02rI8KDl9Nl-NGXenxFf5X6Bhapla7HHCbpd7lrf8MpYCqs7mpO6EHJgDDZxW1mEzcB4x9-ZeTeThJ8_Dwl3E-LtqOcgHbC7PI_QGqMdPKWeEyQqKv-m7KRnEL-fsPT2s9SMtxrxPonGCHtnQ3LqUKqmRIbx0-yalxa6fGGu-od83OMR9FbKhKcAKmk14bIFo8LCkjG3siSjbVr3lK65kmfRoQdiBGOw2Uzb_613dwDLh2yjjpFuuZLS9Bn1lkzxZq5qtNLIKw8CMJ5k_BD8LIGR7iuYB9iRCJiWFjUVj8yVW2zKpk1tdfx_2fhQu13cIUZRx-nOQqYgrfv2KEwfeuJPdSmlzHbN7YplEA2ZvSdIc08rteZaRkVXcWK7rp3Wt7I4AUwUVV8i--Ep6X8SgytFP_FHN4-S_xGAJmljKf9XpBUBvmXxt-Lrba_xnKW1aaGtz-8iOQ4V0K5Gmao7E1gUpta6BjXIXV1HqNLusavOUpTbTTk-CtJnCHZ4BkoAWCPa3QxLQZ0jQAYg71aoi2thSNcTL7_3Qgrxj5nsGMX_cBBSRhCDS8G6Zq0ZLf2sJYK2lNMwax6EwK0NGi8KMUt_X6-lsk2d00ha43fKdtyKqRtB5nnwmD0ONZC2Qp6OsQUxnn066on0jY4khUydBejypMd_93D8rb60q7FHRbGPKpo4aKVvsOp_A0FMWBTR9TTjwIvB3psvSgZChoDO0qZW_RgDHCVDiJbA4umeTCvhTmLgToay1JH7IBH_BBiCm-GADIsIf0is2BFswZIy8PAqpw4DKk164Gw16KHZt7ukZ7uIz6t_HIatBGAEzKav5Xcy33XUfp_SDrOr-QruYQ22kb0TKE9yjfj_dwjEz4VEAJQqnP_ci9_YeLz2VCFY23mGVtgyvcwmJ-L7U4QlVVeUOWIuxl63wWJSZIfm_0H5VYvJo_O9uI7kvccayhaWwHqaSKytefQZ-_HU5EiELxArQziIPByqR97DdDgmutRBxNnGBvLPRwytMGVwmVZOxafrkN5xVLrkif7yRqP3mr5KhUvcTN9zhfWh3s-SqESHL1G-XjET1FpG-TdwVP7ZK3VYFuaoCx2_11U3H1N7FcFXuQqeVvkwEZpvmPd4bFAN9az2q0C8_HyKkjsyvGAuBFerhYrGQQ3lDWIvwcGu09VygK_COH7ZIK212B8F0wFllbyuJW1z4i9-fv8f0KCewyVU7lzwGDLXIR.qJp4DNmwKcsTj_q0Xj8TJw

Encrypted Transient Token Payload

{
  "metadata": {
    "sequenceNumber": "1",
    "cardholderAuthenticationStatus": false,
    "paymentType": "PANENTRY"
  },
  "iss": "Flex/00",
  "exp": 1762870464,
  "type": "gda-0.10.0",
  "iat": 1762869564,
  "jti": "1D4Q8FJSSZ9ASKQ9ZCJ7E13IFOITOOH2GGHY6TRZ3O28TUQ1BN8H691344C098CA",
  "content": {
    "deviceInformation": {
      "fingerprintSessionId": {}
    },
    "orderInformation": {
      "billTo": {
        "country": {},
        "lastName": {},
        "firstName": {},
        "phoneNumber": {},
        "address1": {},
        "postalCode": {},
        "locality": {},
        "buildingNumber": {},
        "company": {
          "name": {}
        },
        "administrativeArea": {},
        "email": {}
      },
      "amountDetails": {
        "totalAmount": {},
        "currency": {}
      },
      "shipTo": {
        "firstName": {},
        "lastName": {},
        "country": {},
        "address1": {},
        "postalCode": {},
        "locality": {},
        "buildingNumber": {},
        "administrativeArea": {}
      }
    },
    "paymentInformation": {
      "card": {
        "expirationYear": {
          "value": "2027"
        },
        "number": {
          "maskedValue": "XXXXXXXXXXXX1111",
          "bin": "411111"
        },
        "securityCode": {},
        "expirationMonth": {}
      }
    }
  }
}

IMPORTANT

The empty field values in the transient token indicate which fields were captured by the application without exposing you to personally identifiable information directly.

PAN BIN in

metadata

Object

The

cardDetails

object, including the PAN BIN, is included in the transient token

metadata

when a Click to Pay network token is used as a payment method. This allows you to display information about the card on invoices and see the BIN details that are linked to the underlying card.

"metadata": {
  "cardDetails": {
    "suffix": "9876",
    "prefix": "123456",
    "expirationMonth": "MM",
    "expirationYear": "YYYY"
  }
}

Authentication Status in

metadata

Object

The

cardholderAuthenticationStatus

object is included in the

metadata

and enables you to determine if the payload is fully authenticated. When

cardholderAuthenticationStatus

is set to

true

, the payload is fully authenticated. When

cardholderAuthenticationStatus

is set to

false

, the transaction is not authenticated.

If you are using Unified Checkout with

unifiedPayment.complete()

and

consumerAuthentication

is set to

true

in the complete mandate request, then Payer Authentication is called automatically if it is available for the selected payment method and card network. If you use a transient token to request follow-on services directly, the value of this field indicates if the transaction has been authenticated.

"metadata": {
  "cardholderAuthenticationStatus": "true"
  }
}