pinDebitPurchaseService_commerceIndicator {#pin-debit-purchase-service-commerce-indicator} ========================================================================================== The type of transaction. Some payment card companies use this information when determining discount rates. **Possible Values for the Authorization Service:** | Value | Description | |----------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | `5` | Secure e-commerce transaction with a credential-on-file (COF) token. Include ccAuthService_networkTokenCryptogram in the authorization request. | | `aesk` | American Express SafeKey authentication was successful. | | `aesk attempted` | American Express SafeKey authentication was attempted but did not succeed. | | `dipb` | Discover card type. | | `install` | Installment payment. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the `install` value is used for the installment payment scenario and for unscheduled credentials-on-file transactions. | | `install_internet` | Non-U.S. e-commerce (Internet) installment payment. This value is not supported on all processors. | | `internet` | Default value for authorizations. E-commerce order placed from a website. | | `js` | JCB J/Secure authentication was successful. | | `js_attempted` | JCB J/Secure authentication was attempted but did not succeed. | | `moto` | Mail order or telephone order. | | `pb` | ProtectBuy authentication was successful. | | `pb_attempted` | ProtectBuy authentication was attempted but did not succeed. | | `recurring` | Recurring payment that is a U.S. transaction or non-U.S. mail order/telephone order (MOTO) transaction. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the `recurring` value is used for the recurring payment scenario. | | `recurring_internet` | Recurring payment that is a non-U.S. e-commerce (Internet) transaction. | | `retail` | Card-present transaction. | | `rpy` | `RuPay` PaySecure authentication was successful. | | `spa` | * For Mastercard Identity Check: Authentication was successful or was attempted but did not succeed. The e-commerce indicator for all Mastercard Identity Check transactions, including authentication attempts, must be set to `spa`. Otherwise, the transactions are processed as non-identity check transactions. * For secure transactions in France: Successful authentication for a Mastercard card or a Cartes Bancaires card that is co-badged with Mastercard. | | `spa_failure` | * For Mastercard Identity Check: Authentication failed. * For secure transactions in France: Authentication failure for a Mastercard card or a Cartes Bancaires card that is co-badged with Mastercard. | | `up3ds` | For secure transactions for `China UnionPay`: Authentication was successful for a China UnionPay domestic debit card. | | `up3ds_attempted` | For secure transactions for `China UnionPay`: Authentication was attempted but did not succeed for a China UnionPay domestic debit card. | | `up3ds_failure` | For secure transactions for `China UnionPay` domestic debit cards: Authentication failed for a China UnionPay domestic debit card. | | `vbv` | * For Visa Secure: Authentication was successful. * For secure transactions in France: Successful authentication for a Visa card or a Cartes Bancaires card that is co-badged with Visa. | | `vbv_attempted` | * For Visa Secure: Authentication was attempted but did not succeed. * For secure transactions in France: Authentication was attempted for a Visa card or a Cartes Bancaires card that is co-badged with Visa. | | `vbv_failure` | * For Visa Secure: Authentication failed. * For secure transactions in France: Authentication failure for a Visa card or a Cartes Bancaires card that is co-badged with Visa. | [E-Commerce Indicator Values] Apple Pay : For the merchant decryption method, one of these values is required: `aesk`, `dipb`, `internet`, `spa`, `vbv`. Card-Present : For a card-present transaction, you must set this field to `retail`. Credit Service : * `internet`: E-commerce order placed through a website. * `moto`: Mail order or telephone order. Not supported on `Cielo` or `UATP`. On `Barclays`, this value is not permitted for Maestro International cards. * `recurring`: Recurring payment that is a U.S. transaction or non-U.S. MOTO transaction. On `Barclays`, this value is not permitted for Maestro International cards. * `recurring_internet`: Recurring payment that is a non-U.S. e-commerce (internet) transaction. `China UnionPay` Processor : `internet` (default): E-commerce order placed using a website. `recurring`: Recurring payment transaction. `up3ds`: Secure transaction indicating that authentication was successful for a China UnionPay card. `up3ds_attempted`: Secure transaction indicating that authentication was attempted but did not succeed for a China UnionPay card. `up3ds_failure`: Secure transaction indicating that authentication failed for a China UnionPay card. Payer Authentication : When you request the payer authentication and authorization services separately, get the value for this field from the payerAuthValidateReply_commerceIndicator response field. `Payouts` : For the `Barclays` processor, the value for an account funding transaction (AFT) can be one of these indicators: * `internet`---For a transaction that does not use 3-D Secure. * `vbv` or `vbv_attempted`---For a transaction that uses 3-D Secure. For the `Chase Paymentech Solutions` processor, the value for an account funding transaction (AFT) and original credit transaction (OCT) is `internet`. For the `FDC Compass` and `Visa Platform Connect` processors, the value for an original credit transaction (OCT) is `internet`. PIN Debit : For a PIN debit transaction, you must set this field to `retail`. Samsung Pay : For the merchant decryption method, one of these values is required: `aesk`, `internet`, `spa`. Specifications {#pin-debit-purchase-service-commerce-indicator_d1076e602} ------------------------------------------------------------------------- * **Data Type:** String * **Data Length:** * Account funding transaction (AFT): 20 * Card-not-present transaction: 20 * Card-present transaction: 20 * Original credit transaction (OCT): 13 * PIN debit transaction: 13 Mapping Information {#pin-debit-purchase-service-commerce-indicator_d1076e642} ------------------------------------------------------------------------------ * **REST API Field:** processingInformation.commerceIndicator * **SCMP API Field:** e_commerce_indicator * **Simple Order API Fields:** * ccAuthService_commerceIndicator * ccCreditService_commerceIndicator * octService_commerceIndicator * pinDebitCreditService_commerceIndicator * pinDebitPurchaseService_commerceIndicator