- Manage Webhook Subscriptions
- Customer Tokens
- Shipping Address Tokens
- Customer Payment Instrument Tokens
- Payment Instrument Tokens
- Instrument Identifier Tokens
- Retrieve an Instrument Identifier with Unmasked Card Number
- Network Tokens for Partners
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REST API | Visa Platform Connect
Token Management Service
Token Management Service
When using tokens, Personally Identifiable Information (PII) including the Payment
Account Numbers (PANs) can be replaced with unique tokens. These tokens do not
include the PII data, but act as a stand-in for the personal information that would
otherwise need to be shared. By using tokens, businesses can provide a secure
payment experience, reduce the risk of fraud, and comply with industry consumer
security regulations such as PCI-DSS.
The
Token Management Service
(TMS
) links tokens across
service providers, payment types, and channels for sellers, acquirers, and
technology partners. TMS
tokenizes, securely stores, and
manages the primary account number (PAN), the payment card expiration date, electronic check details,
and customer data.
TMS
also enables you to create a network token of a
customer's payment card.IMPORTANT
Due to mandates from the Reserve Bank of India, Indian merchants
cannot store PAN. Use network tokenization instead.
You can manage sensitive data securely by creating, retrieving, updating, and
deleting tokens through the TMS API
.
TMS
simplifies your PCI DSS compliance. TMS
passes back to you tokens that represent this data. You then
store these tokens in your environment and databases instead of storing customer
payment details.TMS
creates one unified token identifier, a token of tokens,
to centralize management of all payment credentials:The unified token identifier protects sensitive customer payment data stored in
secure Visa data centers.